[待更新] NFCC is a non-profit organization representing Member Agencies that provide free or low-cost individualized, confidential credit counseling in-person, by phone, or on-line. Personal assistance is offered to help people in stressful financial situations as well as those seeking financial education, increased financial literacy, or trying to reach specific financial goals, and is provided by trained Certified Consumer Credit Counselors.nd Puerto Rico. Over 3 million consumers annually receive financial counseling and education from N...